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By Nikita Stewart The DC Council voted 12 to 1 yesterday to approve legislation that would require payday loan stores to charge the same annual percentage 12, secure payday loans
Assess the financial promotions of payday and other high cost short term lenders and move quickly to ban any that are misleading and/or downplay the risks of taking out a high cost short term loan;
Requirement to calculate portfolio default rate.
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The large payday loan companies must adhere to regulations and not lend money to individuals who have no realistic prospect of paying it back.