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I dont think I have seen any laptops with a firewire port, exept those specifically designed for audio, or the Apple stuff…I would like my laptop to last at least 3-4 years, maybe 5, if its possible for a laptop to do so.
So if you have incurred charges of $250 on a card with a credit limit of $1,200, that would give you a better score than if you had maxed out the same card with $1,150 in charges.
In other words, you're granting them access to your bank account, which is always a shady "It is like the ultimate snowball that turns into a huge avalanche.