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Such practices are at the core of the Bureau's concern about making a covered longer-term loan to a consumer without determining that the consumer will be able to repay the loan according to its terms.
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To qualify, you must have been in business for at least two years and have at least three employees, annual revenue of at least $100,000 and good personal credit.
For most loans for which payments are sent to Chase, you'll find that Fannie Mae or Freddie Mac are the actual loan-backers.
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