Baytown Secure Payday Loans
Michael Calhoun of the Center for Responsible Lending explained on a briefing call that the protection rules would allow payday lenders to give borrowers six short-term, small-dollar loans a year, creating enough fees in some states that the borrower would owe $1,250 on an initial $500 loan, secure payday loans in Texas.
This presumption would be undermined if consumers, who would be precluded from reborrowing by the presumption under proposed § 1041.
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