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- Another FHA niche offering is the Good Neighbor Next Door loan.
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Such as:Disabled or handicapped individuals who are not the applicant or co-applicantDocumentable childcare expenses for children 12 years of age or youngerDocumentable medical expenses for family members 62 years of age or olderAttendant care expensesDeduction for
Given that loans in very long sequences make up well over half of all payday and single-payment vehicle title loans, a reduction of 13 percent in total lending clearly has only a marginal impact on those harms.
An analysis by NonPrime 101 of online installment loans also found loan-level default rates similar to those seen in the data analyzed by the Bureau, even after excluding lenders with extremely high default rates.